Yes. Car City specializes in helping customers with all types of credit get approved for auto financing. Whether you have bad credit, no credit, or a complicated credit history, we work to find a solution that fits your situation. We believe everyone deserves a chance to get behind the wheel.
Car City works with all credit scores. Rather than disqualifying you based on a number, we look at your full financial picture to find a financing option that works for you. We encourage everyone to apply regardless of their credit score.
Yes. Car City has helped many customers get back on the road after bankruptcies and repossessions. A difficult financial past doesn't have to mean you can't get approved today. Apply and let us find the right option for you.
Down payments start as low as $39 down. Car City works with customers across all budget levels and will help you understand your options during the approval process.
In most cases, it should take no longer than 30 minutes. Car City works to make the approval process as fast and straightforward as possible so you can get on the road quickly.
Yes. You can start your application online from home without ever having to visit a dealership first. Car City's online application is simple and only takes a few minutes to complete.
Yes. Car City takes customer privacy seriously. Your personal and financial information is kept secure throughout the application process.
The process is simple. You apply for financing online or in person, receive an approval decision, then work with our team to find a vehicle that fits your budget and needs. From application to driving off the lot, Car City makes the process as easy as possible.
Typically you will need a valid MI or IN driver's license, proof of income such as a recent pay stub, proof of insurance, and proof of residence such as a utility bill or bank statement. Our team will walk you through exactly what is needed for your specific situation.
Yes. Car City accepts trade-ins and will apply the value of your current vehicle toward your purchase, which can help reduce your monthly payments or down payment requirement. We will give you a minimum of 1000 dollars for your trade.
Car City sells quality used vehicles across a wide range of makes, models, and price points. Our inventory is regularly updated so there is always something new to look at.
Car City offers a 6-month 6,000 miles warranty service contract on all vehicles to give customers peace of mind after purchase. Ask a team member about current warranty and service contract options available on vehicles.
Car City has 8 locations: Alma, Battle Creek, Cadillac, Grand Rapids, Kalamazoo, Lansing, Muskegon, and South Bend, serving West Michigan and Northwest Indiana. Our dealerships are conveniently located to serve customers across the region.
Michigan and Indiana.
Monday – 9:30AM – 8:00PM
Tuesday – 9:30AM – 6:00PM
Wednesday – 9:30AM – 8:00PM
Thursday – 9:30AM – 6:00PM
Friday – 9:30AM – 6:00PM
Saturday – 9:30AM – 3:00PM
Sunday – CLOSED
Phone: 888-227-2489
Email: sales@carcity.com
Car City has built a reputation in Michigan and Indiana for helping customers with all credit types get approved and drive away in a quality vehicle. Our team is focused on making the process simple, transparent, and judgment free.